Barclays is one of the major players in the banking sector, and has been for years. They have some of the best products such as their credit cards, or the Barclaycards.
One card that you should be looking at when considering a Barclaycard is the rewards card. It provides you a chance to earn rewards while you pay for a number of services and goods.
To learn how you can save for live events among other ideas that this card provides the holders, read on. You also get to figure out how you can apply for the card – both online and offline.
Features and benefits of the Barclaycard Rewards Card
Among many of its benefits and features, one is being entitled to 0.25% cashback on your everyday purchases. That means that every time you shop, you have chance to earn with this card.
The other part that you’d really like to take a closer look at is the protection on purchases. This however, is reserved for purchases over £100. That, in essence, means that for these purchases, whenever there is a problem, you’re covered by the card.
You also get exclusive saving for live events with this card. This is done through the Barclaycard entertainment package. You no longer have to miss out on some of the best live events happening around.
The credit limit offered on this card is quite high and is set at £1,200.
Eligibility and how to apply for the Barclaycard Rewards Card
You have to be at least 21 years old before you can get this card. The other eligibility criterion that you have to meet is to not have declared bankruptcy in the last 6 years. You should not be bankrupt at the time of application either.
The other thing, though most applicants tend to avoid is that you need to have a record that shows you can manage credit – at least a 4-year record. You also have to be a UK resident and have been for the last two or more years. You need to have a permanent address in the country.
You need to either be employed or self-employed and your earnings should be at least £20,000 annually. That should be the case, in your earnings, for the past three or more years.
You can apply for this card by visiting any Barclay’s branch and requesting to begin the application process. You can also do it online if you’d rather avoid bank halls.
You can visit Barclaycard website and pick out this card, and click the ‘apply now’ button to start the process.
Once you click on the apply button, you’ll be redirected to another page where you will find an easy to fill form. If you meet the requirements, your application should go through smoothly.
Fees and charges
You have to be prepared to pay the 22.9% APR when you use this card. There are a number of waivers that are available for this card and they is zero overseas usage fees.
You also have 0% fees for all your cash withdrawals. This means that whenever you’re abroad, you can shop without having to worry about the fees.
Contact information
You can get in touch with the bank to find out more about Barclaycard at 0800 056 3486. The bank’s office is located at 1 Churchill Place, London E14 5HP.
Conclusion
There are a number of reasons why you should look at the Barclaycard, however the zero fees for overseas transactions trumps it all.
To apply for the card, you can use either of the two ways, online being the more convenient one.