If you ‘re looking for a credit card with low interest rates during these uncertain times, you might want to check out a Halifax credit card. This everyday spending card is even more valuable these days as individuals and businesses are trying to use no contact payments at all points of purchase.
One of the best ways to make no contact transactions is to pay using your credit card. These cards can be used with just a swipe or a tap. You can also use them for online and digital payments. Plus, they are made of hardy material, which is easy to sanitize, making them perfect for everyday spending.
If you are looking for one that you can use for your daily needs, you might want to consider the Halifax Everyday Spending Card. We’ve done a little digging and come up with some information you need to know before you decide whether this card is for you.
Halifax Credit Card Features and Benefits
When you choose to get this card, you are in for a variety of benefits. Such options usually offer low interest rates when it comes to purchases, making them great for regular needs such as food shopping, bills and fuel.
These are easy to integrate into smartphones and digital wallet services, which makes it a convenient option for contactless transactions. In fact, this lets you make purchases without bringing your card with you.
As it is intended for daily spending, you do not have to use multiple cards for various needs, making your budget and financial management streamlined. You can access your account without hassle through online and mobile banking.
Application Process & Requirements
Those who are interested in getting this card must head on to the Halifax site. Make sure that they are eligible for this card. You should be at least 18 years old and above to qualify. You should also be a resident of the United Kingdom with a regular income.
One thing you should note is that you should not have declared bankruptcy whether it be a county court judgement or individual voluntary agreement. Those who have applied and were declined over the last 30 days are not eligible.
Keep in mind that you should have pertinent documentation such as recent bank statements, recent payslips and a credit report. You can get an eligibility check through the bank without affecting your credit score.
Halifax Everyday Spending Card Rates & Charges
- Interest Rate – promotional rate as low as 0%
- Late Payment – a percentage of the amount or ₤12
Halifax Bank Contact Info
To know more about this offer, you can give the bank a call at 03459444555 for general services queries. The line is open 24/7 with advisers within 7am to 11pm, all week. You can also apply or discuss your application by calling 08000283258.
Address: Trinity Road, Halifax, West Yorkshire, HX1 2RG.
Keep in mind that there are credit cards displayed on the website, which can only be applied for online, not at a branch or by telephone.
Conclusion
Having a credit card for everyday spending is a great thing during these times. With a Halifax credit card, you can ensure your health and safety while getting everything you need without the hassle. Take the time to see your options and apply for a card today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.