Picture this: Henry was at Costco, buying a super cool refrigerator. When he swiped his ANZ reward card, he realized he had unused reward points from previous purchases. And he happily decided to splurge on gift vouchers.
Just like Henry, a lot of us often forget about reward points. However, this often means that we miss out on great perks! The ANZ Rewards Credit card offers massive reward points that can be redeemed anytime and even at retail stores.
So, if you are looking to make constant purchases, then upgrade your ANZ card or apply for a new ANZ reward card. You will get the reward points and cashback that you rightfully deserve. Let’s get started with the basics below.
Why is the ANZ Reward Credit Card Great?
The ANZ Reward Visa Card offers you exciting rewards on your everyday purchases to add to your reward treasure. You can choose from hundreds of ANZ Rewards that consist of gift cards, shopping vouchers, merchandise. You can also redeem the Reward Points, from retailers like Bunnings, Myer, and Woolworths. Besides, the card also gives you the flexibility to change your reward choices at any point.
Cardholders can earn up to 1 Reward Point for every 1 AUD spent on eligible purchases worth up to AUD 1,000 per statement period and 0.5 Points per each dollar spent above that. You can also redeem points for flying frequently with Singapore Airlines, Asia Miles, and others. Users also earn guaranteed ANZ Cashback for all earned ANZ Reward Points!
Note: To be eligible for bonus points, you must not have used or canceled any ANZ reward cards in the last 12 months.
What are the Applicable Fees of an ANZ Reward Card?
The ANZ Reward Visa Card offers you enriching benefits with an annual subscription fee of AUD 80 and a minimum credit limit of AUD 1,000. Cardholders also get additional benefits of 55 days no interest on purchases. Besides, users can also add up to 3 family members to use the ANZ reward Credit Card at an annual fee of just AUD 65 per additional cardholder.
All ANZ Reward users are charged a 20.24% per annum interest rate on every purchase made through the card. Similarly, if you make any cash withdrawals or a standard balance transfer, you will be charged a 20.24% per annum interest rate.
What is the Eligibility Criteria?
Before you jump the gun and go ahead and apply, here’s what the eligibility criteria looks like.
- All applicants must be at least 18 years old or above to apply.
- All Australian permanent citizens and non-resident are eligible to apply.
- You need to have a good credit rating to receive approval for this reward card.
How to Apply for ANZ’s Reward Credit card
You can apply for an ANZ Reward Credit Card by just filling out a simple application form. Head over to the ANZ website and tap on the ‘Apply For’ button. You would have to choose the ‘Credit Card’ option and it will take you to the next page to initiate the process.
From here on, follow the instructions and fill a secured application form with all the necessary details to get your reward credit card. Applying for the ANZ’s Reward Credit Card hardly takes any time and it can be done within five minutes.
What Happens After You Apply
After applying, you will receive an online application reference number in 60 seconds. Once that is approved, you will receive your credit card and welcome kit within five business days. You will receive your PIN within two business days after the credit card is issued.
The Bottom Line
The ANZ Reward credit card is super easy to get and also comes with a whole range of exciting benefits. So, what are you waiting for, get started, earn massive rewards, and enjoy life to the fullest!
If you have any queries, you can get them resolved by calling or by visiting the head office. You can reach the company by phone at +61 3 9273 5555. Alternatively, their main office is located at ANZ Centre Melbourne, Level 9 833 Collins Street, Docklands, Victoria 3008, Australia.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.