In these unprecedented times, having a reliable credit card is essential. Apart from helping you ease your finances, credit cards also allow you to enjoy certain perks and privileges. Thankfully, U.S. Bancorp offers a wide range of credit cards designed for all people.
A U.S. Bancorp credit card offers specially curated features and benefits for individuals who lead different lifestyles. Besides its competitive industry rates, these credit card offerings also provide people with instant access to funds wherever they might be.
If you are planning to order a card today, make sure to check out your options from U.S. Bancorp. In this article, we detail features, benefits, rates, and fees of the U.S. Bank Altitude Go Visa Signature Card, continue reading to learn more.
Features
The U.S. Bank Altitude Go Visa Signature Card is made to supplement an individual’s lifestyle, and it comes with a low introductory APR of 0% for the first 12 billing cycles. Apart from the 0% introductory APR, this card also boasts excellent points-earning capacity.
For food delivery services, dining establishments, and takeout, cardholders are entitled to earn four times the points for every $1 of eligible spends. For groceries, streaming services, and gas stations, you may enjoy twice the points for every $1 spent.
For all other eligible purchases, you may get one point for every $1 on eligible purchases. These rewards may be redeemed towards cashback, travel, merchandise, gift cards, and more.
Benefits
As part of its introductory offer, individuals who spend $1,000 within the first 90 days of opening their account are entitled to a complimentary 20,000 bonus points which is equivalent to a $200 value. These points also never expire, meaning you’ll enjoy these benefits for as long as you want.
A streaming bonus is also offered to members, meaning you can watch your favorite shows and stream music with the U.S. Bank Altitude Go Visa Signature Card. After 11 months of using your card, you’re eligible to get a $15 streaming service credit, which you can use towards Netflix, Spotify, and many more.
How to Apply
Interested applicants may apply online through the U.S. Bancorp site. To proceed, you are required to provide your name, address, and phone number. Bear in mind that to avail of this offer, you must first be a U.S. Bank customer with a good or excellent credit score.
Having a stable income is also required. The application itself will also require you to disclose your Social Security number, employment, and income information.
U.S. Bank usually approves its credit offerings for individuals bearing credit scores with a minimum of 750. However, others may also qualify for other financial products depending on the bank’s discretion.
Fees and Charges
- APR – 14.99% to 23.99% based on creditworthiness
- APR for Cash Advances – 25.99%
- Annual Fee – None
- Late Payment Charge – up to $40
- Balance Transfer Fee – 3% of the amount of each transfer or $5 minimum, whichever is greater
- Cash Advance Fee – 4% of the amount of each advance or $10 minimum, whichever is greater
- Foreign Transaction Fee – None
Contact Information
For more help and information on your U.S. Bancorp credit card, feel free to get in touch with a bank representative by calling 800-285-8585. In addition, you can find their head office at 800 Nicollet Mall, Minneapolis, MN 55402 – 7014.
The Bottom Line
If you’re interested in getting an extensive range of features and affordable interest rates, a U.S. Bancorp credit card may be a worthwhile option for you. To find out which one of these credit cards cater to your needs best, make sure to check out U.S. Bancorp’s offerings online today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.