If you want to earn on every dollar you spend with a credit card, the Go Mastercard is one you should look out for. Applying for a card requires you to make a smart choice of the kind of card you want. It should be a card that’s convenient to your own personal needs.
If you need to make a big purchase and need a little reprieve before you pay it all back, the GO Mastercard has stepped up to your challenge by offering 0% interest for a period of 6 months. You not only buy today and pay for it later when using this card, you also earn rewards.
You can learn more about how you earn these rewards and much more about the GO MasterCard by reading on. We’re going to provide you information about fees and charges as well as if you are eligible and how to apply next.
Benefits of the GO MasterCard Credit Card
The first benefit that you get to enjoy with this card is that you earn with every $1 that you spend. That earns you 1 point for every $1 that you spend on eligible purchases. These are your everyday expenses like dining, gas stations, and groceries.
As stated before the card offers a number of interest-free options on your purchases. The categories are as follows.
- Installment Free Plan’– for up to 6 months, you get a 0% interest period as long as you make your payments on a monthly basis.
- Buy Now, Pay Later – the idea of credit cards is so that you can buy now and pay for it later. There’s usual interest involved in this, however. For this category of this card, after 3 months of the card, you aren’t charged interest on whatever you buy.
- Installment Interest-Free Plan – This gives you a chance to pay off your debt by making equal monthly payments. These payments are set for a set period of time.
Eligibility & How to Apply for the GO MasterCard Credit Card
You have to be at least 18 years old for you to get this card and be a resident of Australia. For the temporary residents, they too can have access to the card as long as their Visa has 12 months remaining. The Visa in this case has to be a valid one.
The bank will also have to check your credit standing before they can approve the credit card. Latitude Financial is the one that will conduct the check to ensure that you meet the credit requirements for you to get the card.
Some of the documents required during your application are the ID card, your employment details will also be needed. Your last payslip should be available for the lender to validate. You then have to produce a bank statement as well.
To apply for this card online, you can visit the Go Master website and click on the ‘Apply Now’ button. It should take you at most 10 minutes to fill out the form that you will be redirected to after you have clicked the ‘Apply Now’ button.
Once your application is done, you can get a response in well under 1 minute.
Interest & Fees
There are a number of fees that are associated with credit cards and this GO MasterCard Credit Card has a few.
- You have an annual fee of up to $71.40.
- There’s also an establishment fee of $25 when you open your account.
- Cash advance are charged 25.9% annually.
- APR is capped at 22.74% that’s after the 0% interest timelines have elapsed.
Bank Contact Info & Address
You can learn more about this card by contacting the bank through +1 636 722 7111. The bank’s head office is located in Melbourne, VIC, Australia. And you can write to them at GO MasterCard, PO Box 223, Parramatta, NSW, 2124.
Other Features
The last feature that makes this card stand out is the mobile payments feature. With this feature, you can make payments from your mobile device. The card is compatible with Google Pay, Fitbit, Apple Pay, and Samsung Pay.
Conclusion
Having a card that offers you rewards across all your purchases is what the GO MasterCard offers you. You have a card that you can use in almost every aspect of your life and at affordable rates. Before you apply however, check out a few other cards to make sure you’re getting a card suited to you.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.