How to Apply for a Maybank Classic Credit Card

If you want to get rewarded for spending on all your common essentials, the Maybank Classic Credit Card is worth a look-see. With this card, you can get Maybank points on groceries, gas, and dining. Since you’d be spending that money anyway, the points are more of a bonus.

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The reason you need a credit card might not have anything to do with points and rewards. Maybe you want a card because you’ve found yourself in need of something you don’t have the cash for.

In that case, it is important to put the points aside and look into the fees associated with borrowing money. Each month you will be billed for the amount you placed on your credit card. If you pay your monthly bill late, you will have to pay interest and late fees.

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Our editors have looked into the Maybank Classic Credit Card and have provided pertinent details below. Read through all of the information provided so you can make an informed decision on whether or not this card is for you.

Maybank Classic Visa Credit Card
Maybank Visa Classic Credit Card. Image source: maybank.com

Maybank Classic Credit Features and Benefits

Maybank has implemented advanced security features in their card, which prevent anyone from doing questionable transactions without your consent. If ever there are urgent matters or inquiries that you want to address, the bank has a 24/7 customer service hotline that can help get you what you need anytime and anywhere.

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The Maybank Classic Credit Card is ideal for those who love to shop in key establishments – not just in the Philippines but also in other parts of the world – as VISA-type credit is accepted almost anywhere you go.

For those who love to dine, you get 1 TREATS point for every PHP 25 spent on your credit card. The same goes when you use this to shop for various items and groceries.

If you are the kind of person who loves to travel a lot, you will also earn points when you use the card to book your flights and hotel accommodation. Not only that, you’ll be happy to know that you can spend abroad and be billed in PHP.

All TREATS points earned can be exchanged for exclusive perks offered by Maybank.

What are the Fees of the Maybank Classic Credit Card?

This is probably the most important section you’re going to read pertaining to the credit card. Points and perks are all good, but they won’t help you in a financial crunch.

If you will be carrying over balances from month-to-month, you should determine whether you can afford the fees below.

  • Annual Fee – PHP 1,000
  • Interest Rate – 3% per month
  • Cash Advance Fee – PHP 500 or 30% of the credit limit
  • Late Payment Fee – PHP 700 or unpaid minimum amount that is due

If you have evaluated the benefits as well as fees and charges and decided you want to proceed, you can find out the details about how to apply below.

Maybank Classic Credit Card

How to Apply for a Maybank Classic Credit Card

For you to be eligible for a Maybank Classic Credit card, you must have at least a minimum monthly income of PHP 21,667.00. The bank may require you to show some additional documents, like your previous month’s payslip, a photocopy of the latest ITR form, and a photocopy of your government-issued IDs.

You may apply for the credit card in the nearest Maybank branch, or you may also apply and send the requirements online via the Maybank website.

Maybank Address and Contact Information

Head office:

Maybank Corporate Center, 7th Avenue cor 28th Street, Bonifacio Global City, Taguig City, Metro Manila 1634.

Telephone (+632)8588-3888

Note: It is important to take note that there are risks involved when applying for and using a credit card. For more information, check the bank’s Terms and Conditions page.