If you love flying or have to for your business, the 28 Degrees Mastercard could come in handy. Specialized credit cards that meet specific needs are all the rage these days. No longer are banks trying to create a one-stop solution for all their customers.
28 Degrees Mastercard is a customized Mastercard for frequent travelers. The card offers you the flexibility and financial security while traveling to new places and interacting with the local financial systems. No doubt, it is one of the most popular credit cards of its kind, in Australia.
Let us discuss a few features of the 28 Degrees Mastercard and tell how it can benefit you. Later in this post, we also tell you how you can apply for a 28 Degrees Mastercard and rediscover financial freedom while traveling. Let’s start!
Features of the 28 Degrees Mastercard
The 28 Degrees Mastercard comes with a bundle full of features and benefits that come handy before, during, and even after the travel. In fact, these features make the Mastercard fit for regular, everyday use as well.
When Planning a Trip
You can book flights, local transportation, accommodation, and adventure activities using the 28 Degrees Mastercard without paying additional international transaction & currency conversion fees. And enjoy the benefits of the Flight Delay Pass when booking your flights with the 28 Degrees Mastercard.
What’s more; you get complete guidance & support in planning your trip seamlessly using the 28 Degrees Mastercard and its offerings.
During Your Travels
Yet another feature of the card is that it allows you to make purchases with no overseas fees when traveling. You can also enjoy fast, premium quality free global wi-fi at more than one million hotspots worldwide. Visit the link to register and activate your complimentary Boingo account.
Regular Use
Keep the holiday vibes going, shop at your favorite international brands online, and avoid international transaction fees on purchases. The Pay Any Way options mean you can make fast payments every day with your phone or smartwatch. What’s even better is the fact that you enjoy no annual fee and up to 55 days interest free on purchases.
Are You Eligible?
Applying for the 28 Degrees Mastercard requires minimal eligibility criteria and personal documents. First of all, you should at least be 18 years of age and a permanent resident of Australia.
The following documents are required to apply for a 28 Degrees Mastercard.
- A driver’s license, passport or any other proof of ID.
- Authentic and accurate details of your income and assets
- Details of debts and liabilities, if any
- Details of employment along with name and contact details of the employer.
Fees & Applicable Charges
As already mentioned, the 28 Degrees Mastercard comes with a $0 annual fee. However, what is even more interesting about the Mastercard is that it offers a complete waiver on a number of other fees and charges which you have to pay on the day to day transactions.
With the 28 Degrees Mastercard, you do not have to pay the international transaction fees on purchases as well as the currency conversion fees on purchases. Further, you do not have to pay any interest on purchases for up to 55 days, when using a 28 Degrees Mastercard.
The generally applicable interest rate on purchases and cash advances stands at 21.99% p.a. Please note that the Mastercard comes with a minimum credit limit of $6,000.
How to Apply?
Applying for the 28 Degrees Mastercard is a simple 3-step process. You can apply for the Mastercard online on the company’s official website.
- Visit the official website of 28 Degrees Mastercard.
- Click on the ‘Apply Now’ button and enter your personal details. It takes just 10 minutes.
- Submit your MasterCard application and get a decision on approval in the next 60 seconds!
How To Contact 28 Degrees
For further information about the card or any queries, you can contact the bank in the following ways.
Call via telephone: 1300 552 079 within Australia. Write to their address at Latitude 28 Degrees Global Platinum Mastercard, GPO Box 1818, Melbourne VIC, 3001.
The Bottom Line
28 Degrees Mastercard is the ideal credit card for the travelers, and also fits in for regular everyday use. Applying for the card is a quick and easy process, with minimal requirements. One can apply for the MasterCard and start reaping its amazing benefits, right away.
Note: There are risks involved when applying for and using a credit card. Consult the bank’s terms and conditions page for more information.